What is Google Adwords?

Posted by on Oct 16, 2016 in Advertising, Business, Financing, Marketing, Start-ups | Comments Off on What is Google Adwords?

ppc-marketingGoogle Adwords is exactly the same as Cost Per Click (CPC) or Pay Per Click (PPC) Marketing, however Google Adwords is only for the Google search engine, and most search engines have their own CPC marketing. Cost Per Click marketing is the use of the paid listings on the search engines, you will choose keywords which you would like to focus your advertisement on. You will pay for the keywords you choose to focus on and the more popular a keyword is the more it costs you. The great thing about CPC is that you only pay your advertisement when someone clicks on it and is taken to your website rather than paying for your advertisement when it is shown. You will find that when you put a CPC campaign in place it is beneficial to have a range of common keywords and some that are less common so that your advertisement is viewed by as many different people while still being related to your company. CPC advertisements can be placed on the search engines for an unlimited amount of times due to you only encountering a cost when your advertisement is clicked on rather than each time your advertisement is shown on the search engine pages.

If you are new to search engine optimisation (SEO) and have only just put in place on your website you may find it beneficial to also put CPC marketing campaign in place. SEO can take a small while to take hold and have an effect once it is in place, this is because the search engines need to make sure that the website is relevant to its keywords and it will slowly move up in the rankings of the organic listings. Having a CPC marketing campaign in place will allow your website to be advertised in accordance to its keywords and the ranking of your website has no effect on your advertisement and so even if you are ranking quite low your advertisement will still be shown on the first page of results.

If you are choosing to put a Google Adwords campaign in place it is very beneficial to have an Adwords manager, this is because they are well versed with Google Adwords and they will be able to help you get the very best from your campaign and make it work the best for you and what you want. Adwords management is essential if you do not understand Google Adwords, a manager will be able to help you choose keywords which will be beneficial to you and not necessarily the most popular keywords will be required, this also allows you to choose more specific keywords which are related to your website rather than general keywords. If you want to be successful online it is essential to make yourself easily found, people don’t want to search for ages to find a website but they also don’t want to be presented with a website which isn’t related to what they’re searching for and so Adwords management will be a great help for you until you get to grips with how it works or you may prefer to allow someone else to handle your campaign altogether.

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What Type Of Advertising Provides The Best ROI For Dentists?

Posted by on Oct 10, 2016 in Advertising, Business, Marketing, Start-ups | Comments Off on What Type Of Advertising Provides The Best ROI For Dentists?

Advertising of dental services has become obvious since competition amongst dentists is inevitable. Dental advertising strategies may come in many forms depending on your budget and your written business plan. The most prevalent form of dentist advertising is through the distribution of printed advertising materials such as posters and flyers. There are some dentists that market their company through expensive TV advertisements or by arduously calling each of their potential clients by phone in the hope that they will receive positive responses from them. Of course, this is not until dentists discovered the power of the internet. This new form of mainstream media opens an opportunity for dental care business owners to produce effective dentist advertising campaigns for less.


You can start with your online dentist advertising strategy by purchasing a domain name that you will use for your dental website. Acquiring a domain name may cost you around $ 20.00-$ 100.00 per year. That is significantly cheaper compared to the expenses you might have from customized printed materials that do not guarantee anything. Just remember to keep your domain name short and simple so that your patients can easily remember your website. Your next step for dentist advertising for less is the process of creating or designing your website. You can do this task by yourself if you have basic knowledge in web development or you can hire someone to create a dental website for your company at

The last and most challenging part of online dental advertising is the process of promoting your website. There are many internet technologies and web experts out there that are able to easily create a professional looking website for your dental care business, but only a few people can transform your dental website into an income generating site. A cheap advertising campaign, particularly those being launched through the internet does not necessarily mean that you should also expect less success.

A dentist advertising campaign should be comprised of more than just an informational campaign about your company’s existence. Your online dentist advertisements must be good enough to deliver results of bringing more new patients to your clinic. If your campaign isn’t good enough to provide this, then you just spent a lot of money on a wasted time. If you don’t have the budget then you should consider taking out a business loan. You may consult a reliable SEO company to learn more about the various ways to create an effective and inexpensive online dentist advertising campaign. With special SEO company assistance, expect increased number of phone calls from new patients who are looking forward to scheduling appointments with you.

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Can You Open a Bank Account With Bad Credit?

Posted by on Oct 2, 2016 in Business, Credit, Financing, Loans, Start-ups | Comments Off on Can You Open a Bank Account With Bad Credit?

poor-credit-loansOne of the popular topics these days in the financial world are “second chance accounts.” Like the name implies, these are special accounts that give people as second chance at re-establishing a relationship with the banking world. A second chance account allows people who are unable to open an account with any other bank.

It may seem like a small thing to have a checking account, but it’s not. It’s easy to take for granted having one until you actually lose one. Many people who experience financial problems may find that their bank freezes their accounts. Any attempts at opening a new account with another bank company will be met with rejections.

Having no banking account is a big deal — a very big deal. No bank account is worse than having no credit card. You don’t have access to the everyday financial transactions that most people enjoy. You might face problems trying to get paid because you don’t have an account for your employer to deposit money electronically. Any sort of loan service will be denied you – no credit company will give out a loan to someone with no banking account. You won’t be able to cash checks. In short, life can be difficult indeed to live without a bank account.

The reason for this grief lies with the Chex Systems network.

chexsystemsChex System gives banks a deposit account verification services to help banks identify people who have a history with mishandling their accounts (for example, a person who has overdrawn his or her bank account and had it shut down). Chex Systems, on paper, sounds pretty useful, and for some purposes, it is. Banks can tell if a person has history of financial abuse. However, not all financial misdeeds are related to fraud or account abuse. Most people end up writing a check that bounces at some point.

The aim of Chex Systems is to:
1. Prevent bank account fraud
2. Keep tabs on bad bank customers
3. Ensure banks are protected

Unfortunately, Chex Systems can cause a lot of problems for ordinary people who have cashed a couple bad checks.

If you find yourself on the wrong side of Chex Systems, then this is where second chance checking comes in. A second chance bank account gives a person who is not able to open any other bank account the opportunity to open a new bank account or get a loan. This is a pretty big deal because it means you can effectively re-establish a relationship with the banking world again. So if you can’t open an account with a bank because of your past financial history, consider looking into second chance banking.

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Bad Credit Loans For Individuals With Poor Credit Ratings

Posted by on Sep 29, 2016 in Business, Credit, Financing, Loans, Marketing, Start-ups | Comments Off on Bad Credit Loans For Individuals With Poor Credit Ratings

Bad credit loans are provided as a secured bad credit loan or unsecured loans. Unsecured bad credit loans cater to those residents who do not own a home or who can not place their home as a guarantee.

low-credit-ratingCredit loans that are bad are very beneficial in the way of helping you resolve your credit rating and help you change your credit score. Credit loans that are bad are advertised everywhere, and those who have bad credit build hope that they can get finance despite their credit difficulties. However, most bad credit applicants seek unsecured loans and most Credit loans that are bad are secured loans.

Credit loans that are bad are offered by specialist lenders or brokers who take on applicants who have been refused credit elsewhere. This might have been on the high street or from mainstream online banks – the application is rejected because of a not-so-perfect credit rating.

Bad credit loans are specially meant for those fraught with the financial problem of bad credit. These loans will help you pay the bad debts or for any other personal purpose. Bad credit loans are notorious for very high-interest rates. Another disadvantage is the short repayment period which can be anywhere between 4 to 8 months.

what-to-do-with-bad-creditCredit loans which are bad are often close to impossible to get. Banks ask all sorts of questions, run in-depth credit checks and inquire as to the reason for your application before even considering you for check advances. Credit cards can help you to solve your personal financial needs. These loans are unsecured loans in nature because these are mainly put forward for those who are unable to place collateral and do not possess good credit status in the market.

Credit loans which are bad are there for all. Only if you take the secured credit loans which are bad, you will get somewhat better facilities like the cheap rates and easy terms. Secured bad credit loans tend to be offered only after the consumers agree to render any security against the amount borrowed. The collateral can be anything such as the home or even automobile which has the same or higher value as the amount borrowed. Usually, secured bad credit loans can be found at reducing interest rates as well as reduced monthly installments in comparison with unsecured bad credit loans.

On the other hand, unsecured bad credit loans tend to be loans that are given to the customer without providing any security. As individual financial loans are outfitted with no security, unsecured bad credit loans are offered at a higher interest rate as the risk involved higher.

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The Effects of Laissez-Faire Capitalism in 2016

Posted by on Sep 1, 2016 in Advertising, Business, Financing, Marketing, Start-ups | Comments Off on The Effects of Laissez-Faire Capitalism in 2016

lissez faireThis is a philosophy that believes that the economy should not be regulated by the government. Instead, it should be left to operate on its own. Actually, Laissez-Faire is a French phrase that means “Let go”. The system therefore involves the government leaving the economy alone without trying to regulate it. This is not to mean that the citizens are not governed by the government. They are and their rights are protected by the government. Their individual economic activities however are not monitored or regulated. Proponents of this system believe that humans will act according to their self-interest when their economic activities are not interfered with. This results in an environment in which production and exchanges are made with mutual benefits.

Like the name suggests, this type of system originated in France. This was in the 18th century when economists refused the discriminatory nature of the current mercantilism system. These were the likes of Victor Riqueti-Marquis and Francois Quesnay. Mercantilism was a type of economy in which the belief was that wealth was all about amassing money, silver, gold and so on. In today’s world, that would be mean stocking cash reserves and lowering outstanding business debt. One nation’s gain was regarded as another loss and so each nation strived to maintain more exports than imports. This was regulated through tariffs, colonialism and other measures. This system however only favored the merchants, not those employed and engaging in the actual production of the goods.

Laissez-Faire was adopted by the western economies in the 19th century. The people were left alone to do as they pleased. Within no time however, the downsides of this system were felt. These included:

  • Disregard for consumer safety and rights
  • Increase in monopolies
  • Unfair treatment of workers an infringement on their rights
  • Disparities in wealth distribution

Many thought that the demerits outdid the merits and soon the governments began to intervene. The main aims were to protect the rights of the workers, consumers and the general population. Among the measures put in place were monitoring monopolies and checking their growth and consumer protection laws put in place. As the 20th Century began, governments nationalized the essential industries and services.

In the 1930s, the Great Depression resulted in Keynesian Economics in which the government would intervene in national economy. This would further kill the concept of laissez-faire but the latter would come back in the 1970s. At this time, the system would be renamed free enterprise or market economy.

To sum it all up, laissez-faire capitalism has its advantages and disadvantages. For those who are interested in learning more about the origin and history of laissez-faire, check out the video embedded above.

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The Internal Struggles of the Small Business Administration

Posted by on Aug 30, 2016 in Advertising, Business, Financing, Marketing, Start-ups | Comments Off on The Internal Struggles of the Small Business Administration

small business administrationDespite being overworked and underfunded, the Small Business Administration (SBA) is still pluggin along despite many obstacles.

Leading the way in disbursing federal subsidies and another help is the SBA, whose mission statement says that its role is to “maintain and strengthen the nation’s economy” by helping small business owners from everything from writing a business plan to securing business bank accounts and corporate credit cards.

In the wake of 9/11, the SBA issued $1.2 billion in disaster loans. In just 90 days since the wrath of Hurricane Katrina, the SBA has already dispersed $1.3 billion to thousands of small business owners under the regulatory guidelines established via federal legislation on Capitol Hill.

But USA Today recently reported that SBA workers are reporting low morale, high stress. Swamped by disaster loan applications from victims of the Gulf Coast hurricanes, the SBA ranked last in a recent study of employee morale at 30 federal departments and agencies. The company’s low job satisfaction score is a drop from its 24th-place ranking in a similar survey of 28 agencies and 150,000 federal workers two years earlier.

Meanwhile, the left is comparing SBA to FEMA. reported that SBA Administrator Hector Barreto recently addressed Capitol Hill for yet another attempt to “spin away the SBA’s failure to help small businesses in the Gulf Coast” devastated by Hurricane Katrina. Reminiscent of former FEMA director Mike Brown’s attacks, opined the magazine’s Web site, officials are publicly speaking out against Barreto. Sen. John Kerry, the top Democrat on the Senate Committee on Small Business and Entrepreneurship, issued the following statement:

SBA loan application“This administration should be ashamed of the SBA’s response to Katrina. Hector Barreto is not doing a heck of a job. Out of more than 300,000 applications, they’ve only approved 20,251. Small business owners throughout the Gulf Coast are still hurting months after Katrina, but the Small Business Administration’s leadership is offering them only hurricane force spin.” As someone who for 23 years has helped owners of privately owned businesses sell their companies, let me speak up in defense of the SBA. Small business is the engine of the U.S. economy. Without small businesses, where would today’s big businesses come from? Microsoft, Wal-Mart, Marriott and countless other examples started out as a small business.

Although in its bureaucratic past this wasn’t always the case, today the SBA is a preferred lender when small privately owned businesses decide to either sell their business or want to borrow additional capital to expand their business. Business expansion clearly creates additional capital spending and new jobs. Also, the transfer of ownership is both good for the economy and also good for employees.

When a business is sold, the fact of the matter is that virtually all employees fare better in the future because a high percentage of new owners come in with additional capital and a desire to grow their new business. This growth typically spells opportunity for employees who want to develop their careers and who welcome working with a new owner. Meanwhile, the former owner of a business typically either buys and grows a new business or invests for retirement and those invested funds and savings are recycled into to new loans and additional capital expansion through the banks, savings and loans and other investment vehicles typically used by retirees.

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