How Car Accident Settlements Work

Posted by on Nov 29, 2016 in Insurance, Lawyers, Legal, Personal Injury | Comments Off on How Car Accident Settlements Work

If you are injured in a car accident, the amount of settlement you receive will revolve around many different factors.


Attorney Fees
First, your attorney fees are deducted from the amount of settlement that you have approved. For car accident cases, the attorney’s fees are 33-1/3 percent. It is the traditional amount that personal injury attorneys charge.

The next consideration in your settlement amount are the costs. Costs are court reporter fees, court filing fees, photocopies, mileage and any other charge that has been paid for by your attorney.

Medical Liens
If your physicians and other medical providers worked on a lien basis, these would come out of your settlement amount. Doctors, pharmacies, and other providers perform services that are paid for at the end of a case.

auto-accident-lawsuit-processIn filing a lien against your case, your medical providers are always taking the chance that they will collect nothing if your case doesn’t settle, and your case loses at trial. The rest of the settlement is yours. Your attorney will consider their fees and costs, in addition to liens filed against your case, in any settlement figure that is negotiated. It always comes as a shock to see how much is deducted from a settlement amount before the plaintiff receives his settlement money.

Different issues in your personal injury case are assigned a money value. Your damages include future medical care. If you have any level of permanent disability, this means that you will probably incur medical bills related to your injuries in the future. Other factors that have a monetary value are a loss of earnings up to the date of the settlement and loss of future earnings. If you were a welder before the accident, and now are physically unable to pick up heavy iron beams, you should receive a substantial amount of money for loss of future earnings.

It should be a figure high enough to pay for re-educating you to work in another profession that is at the same income level as the job that you can no longer perform. Perhaps, because of your injuries, you had a loss of consortium when you were healing. Loss of consortium means that a husband and wife are unable to have marital relations.

A monetary value will be applied to this also. Pain and suffering have a monetary value, also, as it should. Permanent disability is assigned a dollar amount also. All of these factors will be included in your settlement. If you have any questions about the breakdown of your settlement amount, ask your attorney to provide you with a written accounting of the settlement.

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Auto Accident Lawyers: Protecting Your Rights

Posted by on Nov 25, 2016 in Insurance, Lawyers, Legal, Personal Injury | Comments Off on Auto Accident Lawyers: Protecting Your Rights

lawyer-for-auto-accident-victimsAlmost everyone has a car nowadays. It has become impossible for us to imagine our lives without having a car parked in the garage. You would find plenty of them on the road. This is because the advanced technology has been implemented in manufacturing the latest models of any brand. There was a time when there were only a few cars on the road, but as time passed by, the technology gave birth to more and more automobile companies that have been coming up with models one after another. The fact cannot be denied that car accidents can be caused either by mechanical failures or due to the negligence of another person. However, in both cases, many lives are lost.

We can perform various activities using our vehicle. But it would not be wrong to state the fact that with the manufacturing of cars in a huge number, it has also led to various problems. One of the major ones is the accident. People are reckless, and they do not keep their eyes on the road while driving, and it ultimately results in an accident. When a car accident occurs, there’s a possibility that reckless driving of either of the drivers is the cause that led to the accident. So, if your vehicle has been damaged badly, you will be making an insurance claim. Contacting an experienced auto accident attorney can prove to be beneficial to you in getting the claim from the insurance.

victims-of-personal-inuryEven if you consider yourself the best driver in the world, you can be involved in a car accident due to some other driver’s sheer negligence. You’re driving on your way to the office in the morning, and there’s this young driver who does not even hold a driver’s license bangs your vehicle. How? He was coming from the wrong side. What are supposed to do in such a situation?

Two things have to be taken into consideration. First off, you have to get the medical assistance at the earliest. And secondly, you have to get in touch with a car accident lawyer. Depending on the damage caused to your vehicle by another driver, a reliable and professional car wreck lawyer can help you claim the insurance for the damages caused to himself and his expensive car.

During trials or when an investigation takes place, evidence plays a very crucial role in determining which party is the main culprit that caused the car accident. Either it can be you or another person behind the wheel in his car. So, the role of a car accident attorney will be to investigate the matter concerning both parties and gather enough and relevant evidence so that you can get the justice and the much-required compensation.

However, ensure that lawyer you pick is a reputable one and has sound experience in handling your kind of a case. Do check the testimonials, licenses and last but not the least, the previous performances of the lawyer before taking a final call to hire his services.

If you’ve been injured in an auto accident in Fort Worth, Texas give these accident lawyers a call:

Hutchison & Stoy, PLLC

509 Pecan St #201
Fort Worth, TX 76102

Phone: 817-820-0100

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Important Facts About Filing An Auto Insurance Claim

Posted by on Nov 9, 2016 in Lawyers, Legal | Comments Off on Important Facts About Filing An Auto Insurance Claim

insurance-claim-procedureAre you a victim of a auto accident? Have you endured any personal injury because of it? Then, you should take the legal action against the faulty party and file for compensation. Though filing any motor mishap or car accident claims can be a complex and convoluted process, yet if you follow certain steps and keep few things in mind, the complexity can be minimized to some extent.

Immediately after the road mishap, the first and most important step is to check if you or the driver has sustained any significant bodily injuries. If the wounds are grave, an ambulance or a doctor should be called immediately. However, if the damages and wounds are not that severe, then the victim can get himself checked later. The other important thing to consider before you take the legal recourse is that assess whether you should file insurance or not. It is significant to have your insurance documentation on hand and one way of doing so is by deciding whether or not to take a legal step.

accident-victimHowever, if you decide to file, the next vital step is file a police report. It is mandatory as the copy of police report is a requisite for the legal process. This step should not be missed under any conditions, as without a police report the plaintiff will not be able to file an accident report. Along with informing the police, the plaintiff should also try to gather as many proofs and evidence as possible. He should also look for witnesses, who at the later stage can give testimony in the court.

Once all this is done, the victim should consult an expert injury solicitor, who will help him take the legal step. Once you hire an experienced attorney, you can be ensured that your legal rights will be well-protected. He will assist you in filing the claim, stop you from making mistakes, guide you from end to end in entire process, stand for you in the court and also negotiate with adjusters if required. You can opt for no win no fee lawyers, who will fight for your allege under the contingent fee agreement; thus you will not have to bother about paying them.

Once all this is done get you vehicle repaired. Once the claim adjuster has assessed and estimated the damage done to your vehicle and you have collected all the necessary evidence and proofs, including the photographs of your are, get it repaired. Remember that filing car accident claims is not a difficult process; it’s just systematic. So, follow the methodical way and get recompensed.

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What is Human Resources (HR)?

Posted by on Nov 6, 2016 in HR, Human Resources | Comments Off on What is Human Resources (HR)?


Human Resources is defined as a part of an organization that focuses on the employee’s benefits, personnel services, and administrative services. They also provide employee resources, training, employee counseling, health administrative services, payroll, and other services. The goal is to provide services that the employees need so they will be able to find the work efficiently and effectively for the organization.

HR also focuses on recruiting, pensions, bonuses, confidential records, record keeping, employee evaluations, career advancement, interviewing, hiring, promotions, orientation, and background checks. To work in this type of career requires a college training in this specialty through four years of post-secondary schooling to obtain a bachelor’s degree and some levels of the human resources requires a graduate degree which can take approximately two years or more to complete. Although a degree may not be required for every human resources job position, in this day and age, a degree is almost required for a majority of the job positions.


Within the recruitment development of human resources, they view several factors, which are population or the overall demographics, which includes gender, age, and societal class. This is looked at in depth for pension, health insurance, and insurance offering. Another factor is the diversity within the workplace such as the age of the employees, including gender, race, etc. Finally, the view of the skills and other additional qualifications of the employees such as their professional rewards, managerial levels, involvement in the community, etc.

Some of the most important functions of an HRM include the following:

1 Institute’s policies and procedures that are unique to a company and its people but also adheres to labour law and regulations. This protects the company and its staff.

2. Establishes systems and processes that control staff e.g. laws regarding breaks leave, punctuality and the like.

3. Evaluates systems and makes recommendations for improvements.

4. Establishes rules and guidelines regarding recruitment and selection based on the company’s value system and requirements.

5. Serves as a representative for the human resources department of the company.

6. Provides reports on all aspects of HRM function to those who require it.

7. Implements training and skills development systems for employees.

8. Heads up assessment of employees.

9, Implements company-wide performance management strategies.

10. Deals with employee grievances involving policies, procedures, payroll, leave and any other aspect that is people oriented in the company.

By looking at the above functions, you can see that the role of a human resources Manager covers every possible aspect of HRM in a company. They are the person that makes sure everything runs the way it is supposed to; an integral bridge between management and employees that no company can successfully do without.

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How To Pick The Best Car Accident Attorney For You

Posted by on Nov 6, 2016 in Lawyers, Legal | Comments Off on How To Pick The Best Car Accident Attorney For You

If you have been the victim of an accident, you could follow these guidelines to help you choose a proper accident lawyer who could get monetary compensation for you in court. Have suffered any physical injury or a mental trauma due to a vehicular accident? Personal injuries can happen to anyone, and it can happen anywhere. However, if it is a serious case, then one should hire a personal injury attorney and go to court with the case.


The first opinion you should do when looking for an accident lawyer is to ask around in your circle of family and friends to see if they can recommend you one. People do not always discuss private matters, and you might not know that people once had to hire an accident lawyer. You can also search on lawyer directories on the web to find lawyers who specialize in personal injury that are in your area.

hire-car-accident-lawyerOnce you collect a decent list of names, you need to start calling them up and getting an impression of the kind of personality the lawyer has and his value system. You may need to set some interviews with these agents to know them better and make the right choice for your accident lawyer.

An experienced lawyer should get you proper compensation to cover the damages caused by the accident like rehabilitation costs, car repairs, lost wages and more. Car accident lawyer Robert Hamparyan insists that your decision should not be purely based on the fact that you feel comfortable with the lawyer and that it is imperative that you check their qualifications and track record as well. At the interviews, you should ask the lawyers about their previous cases and how many they managed to win. Once you know their success ratio, the choice becomes simple.

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Are You Considering Adult Braces?

Posted by on Nov 5, 2016 in Dentistry | Comments Off on Are You Considering Adult Braces?

When you are an adult, making the decision to wear braces can be daunting. We are used to see people wearing braces but when they are adolescents but still far less common to encounter are adult braces patients. About the reaction of other adults to their decision to wear braces, many adult braces patients therefore get nervous.

ugly-bracesFor bringing about an improvement in their teeth, many adults who did not have the opportunity to wear braces as a child make the decision. Many adults require retreating as they have teeth that have relapsed from previous orthodontic work. Many times, adult patients simply find that with age, their teeth have moved, or that as a result of orthodontic issues, they start to experience tooth and jaw problems. For them, the best idea is to go for adult braces .

When it came to orthodontics, in the past the only option was wearing traditional metal braces, an option that is found unpalatable by many adult patients. In recent years however, a wide array of options have become available to metal braces. Encompassing lingual braces, clear fixed braces, ceramic braces, and Damon braces, there are now a multitude of other options. Invisible braces has become a popular choice among adults.

transparent-bracesThe creation of invisible or clear braces has become possible due to several scientific developments. As they are made from a translucent plastic that fits very tightly over the teeth and has no need for other visible material or any wires, these braces are much less visible than traditional braces. For short periods if necessary, these new types of braces known as Invisalign, are also able to be removed by the patient. As the braces can be removed for times such as a job interview or first date, this means that there is less social embarrassment.

As teeth tend to be more firmly fixed in the mouth, adult patient treatment time can be longer than that for adolescents. However their improved self-confidence and looks are more than worth the time spent in treatment has been found in the vast majority of patients.In comparison to patients who are still teenagers, adult patients also tend to be more compliant with their treatment. This means that better oral hygiene can be expected in them and also for the appropriate amount of time required to achieve a good result, in the case of a removable appliance that they are more likely to wear it.

It is one that in general results in a great deal of satisfaction for the patient, although wearing braces as an adult is not a minor undertaking. Helping you to save around 50% on adult braces, there are affordable dental discount cards, besides huge savings on other dental costs. And you’ll be glad to know that financing is available for qualifying patients.

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Reasons You Should Hire A Bookkeeper

Posted by on Nov 4, 2016 in Bookkeeping, Business, Credit, Financing, Loans | Comments Off on Reasons You Should Hire A Bookkeeper

virtual-bookkeeperWhen running any business, it is always of the utmost importance to keep on top of your finances. Doing so will allow you to have an idea of how your business is doing financially and will allow you to make better, more informed decisions.
In short, you will be more in control. You will have a good idea of all your businesses ingoing’s and outgoings and will, therefore, be able to budget well. Bad bookkeeping is one of the top reasons that businesses fail. Mistakes and bad decisions are often made as they have not kept on top of their finances.

The task of any good bookkeeping services is to carry out the day-to-day financial records of any organization. Often people don’t realize how important it is to have an accurate transcription of these everyday transactions. Without a good bookkeeper, the records pile up, with one day of unrecorded information becoming two, then becoming a week, then becoming a month. It is so important for these files to be accurately kept so that you can remain acutely aware of the financial activity and credit rating of your business.

bookkeeper-servicesWhen the day-to-day records of a company are poorly kept, then there can be problems. Without these files, business owners might find themselves wondering where all their funds have gone, or be confused about which customers have paid and which haven’t. To have accurate records of everything that financially goes on in your business, you need to have a good bookkeeper.

Traditionally, a bookkeeper is in charge of what are called the company’s “daybooks.” These books are the record of the company’s day-to-day financial transactions. These operations include everything including purchases, sales, receipts, and payments. Any time money comes into the business or goes out of the company; it is the responsibility of the bookkeeping services to make a record of it.

These daybooks form an accurate record of the company’s financial health so that you will be able to know for certain about what company money has gone where. Also, you will be able to look at the recorded transaction amounts to see if the number recorded matches the amount that has left the company’s bank account.

A bookkeeper you can trust is the first line of defense in a company’s financial well-being. A good bookkeeper will be able to keep you apprised of all the spending that goes on involving your business’s money, removing some of the pressure from you. Skilled bookkeeping services will have the experience necessary to inform you when financial problems are occurring, or warn you before they even begin to happen.

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